emma & noah is a strongly seasonal e-commerce company. It regularly incurred high interest costs from using inventory financing providers and was looking for a way to make its financing more flexible and cost-effective.
emma & noah, a highly seasonal e-commerce business, faced high interest costs from inflexible inventory financing. Nortos developed a professional business and financial plan, implemented precise liquidity planning and set up flexible credit lines with two banks. This saved €100,000 in interest costs per year, optimised liquidity and freed up management through well-founded, data-driven decisions.
in savings by refinancing from inventory financiers to banks.
bank financing tranches optimised in the first year through liquidity planning.
“The relief in financial reporting is complemented by expert advice – at the moments that really matter!”
Fabian Bitta
Founder & CEO
emma & noah needed a variable credit line that adapts to the seasonal fluctuations of its business. Its previous financing models led to high interest costs because the company relied on inventory financing. It needed a solution offering lower interest rates while remaining flexible enough to adapt to business fluctuations.
In a free initial consultation, we’ll show you how Nortos takes the load off your finance function – from reporting to strategic CFO support.
